Workers' comp · CT
Connecticut workers' comp calculator
Connecticut works from take-home pay, starts its benefit year on October 1, and pays the whole day of the injury as wages.
Rules read on official Connecticut pages on · Checked by Radif Partners · How we calculate
- Benefit rate
- 75%
- Average weekly wage after taxes, as the state defines it
- Weekly maximum
- $1,776
- from October 1, 2026
- Weekly minimum
- $355.20
- floor
- Waiting period
- 3 days
- paid back past 7 days
Connecticut pays total incapacity at 75% of the injured employee's average weekly earnings after federal and state income tax and FICA are deducted (C.G.S. § 31-307). For injuries on or after October 1, 2026 the maximum is $1,776 a week, equal to the average weekly earnings of all Connecticut employees as determined by the Labor Commissioner and published by the Workers' Compensation Commission. The minimum is 20% of the maximum, $355.20 by our arithmetic, but never more than 75% of the worker's own wage. The day of injury is paid as a full day of wages; after that, nothing is due unless the incapacity lasts more than 3 days, and if it lasts 7 days compensation runs from the date of injury (§ 31-295). An orderly with $950 of after-tax weekly pay receives $713 a week. Total incapacity has no week limit; partial incapacity ends after 520 weeks.
Weekly temporary total disability benefit in Connecticut
$825
$3,575 a month · 75% of the wage, tax-free
| 75% of $1,100 | $825 |
| Weekly maximum / minimum | $1,776 / $355.20 |
| Days paid / unpaid waiting days | 30 / 0 |
| Total for the time off | $3,536 |
Estimate of wage-loss benefits for a total disability, from the Connecticut Workers' Compensation Commission (WCC) rates. Medical care is paid separately; partial disability, permanent impairment ratings and settlements follow other rules. How this is calculated.
October, not January
Connecticut's benefit year runs from October 1 to September 30. The Commission chair’s memo of September 4, 2026 set $1,776 for total disability from October 1, 2026; an injury in the summer of 2026 keeps the ceiling of the year that began October 1, 2025. The same memo sets a separate, lower ceiling for partial incapacity under § 31-308, tied to production-worker earnings in manufacturing: $1,175. The Commission also publishes benefit rate tables each year, the latest for October 1, 2026 to September 30, 2027.
Seventy-five percent of take-home pay
Under § 31-307(a) the adjuster first removes income taxes and FICA from the wages of the weeks used to compute the average under § 31-310, then pays 75% of the result. Enter after-tax weekly earnings in the calculator. A Groton pipefitter with $2,600 of after-tax pay computes to $1,950 and is limited to $1,776; the ceiling is reached at about $2,368 of take-home pay. A part-time dishwasher with $320 of after-tax pay receives $240, because the minimum may not exceed 75% of the employee's own wage. The 20% floor, $355.20, is our computation from the statute; the memo prints only the maximum.
The day of injury and the seventh day
Section 31-295(b) gives the worker full wages for the entire day of the injury, and that day is not counted as a day of incapacity. Then: no compensation if the incapacity lasts 3 days or fewer; compensation from the fourth day if it lasts more than 3 but fewer than 7 days; and from the date of injury if it reaches 7 days. An orderly back after five days is paid $204; out nine days, $916.
Specific awards and the OSHA rule
Permanent partial disability, called a specific award, is paid at the same 75% after-tax rate for the number of weeks listed in § 31-308(b) for each body part, and it must start within 30 days of maximum improvement or carry 10% annual interest. A worker hurt by an employer's cited and unabated OSHA safety violation receives 100% of average weekly earnings (C.G.S. § 31-307(b)). Long-term total disability benefits also receive yearly cost-of-living adjustments under § 31-307a.
The Connecticut rules this calculator applies
| Rule | Connecticut |
|---|---|
| Temporary total disability rate | 75% of average weekly wage after taxes, as the state defines it |
| Weekly maximum | $1,776 |
| Weekly minimum | $355.20 |
| Applies to | injuries on or after October 1, 2026 (Connecticut benefit year October 1, 2026 - September 30, 2027) |
| Waiting period | 3 days, paid back when the disability lasts more than 7 days |
| Limit on temporary total benefits | no fixed number of weeks |
Rate. 75% of average weekly earnings after deduction of federal and state income taxes and FICA (C.G.S. § 31-307(a)), not more than the maximum set under § 31-309 for the year of injury. source
Waiting period. No compensation unless incapacity lasts more than three days; if it lasts more than three but less than seven days, compensation begins after the first three days; if it continues for seven days, compensation is paid from the date of injury. The day of injury is paid at full wages (C.G.S. § 31-295(a)-(b)). source
Duration. Total incapacity benefits continue for the period of total incapacity, with no fixed week cap (C.G.S. § 31-307(a)); partial incapacity benefits are limited to 520 weeks (C.G.S. § 31-308(a)). source
Permanent disability. Permanent partial disability ('specific') awards are paid at 75% of after-tax average weekly earnings for the number of weeks set in the § 31-308(b) schedule for each member, in addition to total incapacity benefits; payment must begin within 30 days of maximum medical improvement or 10% annual interest is added (C.G.S. §§ 31-308(b), 31-295(c)). source
Worth knowing in Connecticut
- Connecticut pays 75% of after-tax (net of federal and state income tax and FICA) average weekly earnings rather than a share of gross wages (C.G.S. § 31-307(a)). source
- The maximum total disability rate equals the average weekly earnings of all Connecticut employees, $1,776.00 from October 1, 2026; partial disability is capped at production-worker manufacturing earnings, $1,175.00 (C.G.S. § 31-309). source
- A worker hurt by an employer's cited and unabated OSHA safety violation receives 100% of average weekly earnings (C.G.S. § 31-307(b)). source
- The WCC publishes benefit rate tables each year; the tables for October 1, 2026 to September 30, 2027 are in memo 2026-07. source
- Total disability and survivor benefits receive annual cost-of-living adjustments tied to the change in the maximum rate (C.G.S. § 31-307a). source