Workers' comp · IN
Indiana workers' comp calculator
Indiana prices a permanent impairment in degrees, with each band of degrees worth more than the one before.
Rules read on official Indiana pages on · Checked by Radif Partners · How we calculate
- Benefit rate
- 66.67%
- Gross average weekly wage before taxes
- Weekly maximum
- $878
- from July 1, 2026
- Weekly minimum
- $50
- floor
- Waiting period
- 7 days
- paid back past 21 days
Indiana pays temporary total disability at 66.67% of the average weekly wage of the 52 weeks before the injury. For injuries from July 1, 2026 to June 30, 2027, the Worker's Compensation Board counts wages up to $1,316 a week, so the largest TTD check is $878; the board's table also sets a $75 minimum wage for the computation, which gives a floor of $50 by our arithmetic. Income benefits are owed after more than 7 days off; the first week is paid only once the worker has been out 21 days. Every kind of benefit together, TTD, impairment, permanent total and death, is capped at $439,000 for the same injuries. Permanent partial impairment is not a number of weeks but a number of degrees, each worth $1,970 in the lowest band and $4,569 in the highest. An RV-assembly worker earning $1,050 a week who is out 23 days receives $2,300.
Weekly temporary total disability benefit in Indiana
$733
$3,178 a month · 66.67% of the wage, tax-free
| 66.67% of $1,100 | $733 |
| Weekly maximum / minimum | $878 / $50 |
| Days paid / unpaid waiting days | 30 / 0 |
| Total for the time off | $3,143 |
Estimate of wage-loss benefits for a total disability, from the Worker's Compensation Board of Indiana (WCB) rates. Medical care is paid separately; partial disability, permanent impairment ratings and settlements follow other rules. How this is calculated.
Degrees, not weeks
When an Indiana worker reaches maximum medical improvement with a lasting impairment, the doctor's percentage is turned into degrees: 12 for a thumb, 40 for a hand, 45 for a knee and leg, 50 for an arm, 100 for the whole body. Each degree then carries a dollar value from the Board’s PPI and weekly benefits table, and the value per degree climbs with severity. For injuries from July 1, 2026:
| Degrees of impairment | Value per degree |
|---|---|
| 1 to 10 | $1,970 |
| 11 to 35 | $2,197 |
| 36 to 50 | $3,585 |
| 51 to 100 | $4,569 |
An 8-degree rating stays within the first band and is worth $15,760. Ratings above 10 degrees move into more valuable bands, which is why the exact degree count from the physician matters so much in Indiana settlements. The award does not depend on the worker's wage at all, unlike TTD.
Seven years at $1,170, then four raises
The maximum weekly wage was frozen at $1,170 from July 1, 2016 to June 30, 2023, then raised each July 1 under P.L. 160: $1,205, $1,241, $1,278 and $1,316 for July 2026. At two thirds, the 2026-2027 wage cap gives the $878 TTD maximum. A Gary steelworker averaging $1,900 a week computes to $1,267 but is paid $878; the cap applies from about $1,317 of weekly pay. The Board's table already lists the figures through June 30, 2027.
Day eight, and the first week at day twenty-one
The Board’s employee FAQ puts it simply: a worker unable to return for more than 7 days is entitled to weekly benefits; the first installment should be mailed 15 days after the injury, and the first week of lost time is paid only after 21 days out. A Fort Wayne RV-assembly worker earning $1,050 who returns after 12 days receives $500; out 23 days, $2,300. Report the accident at once: waiting more than 30 days can cost the claim.
One ceiling for everything
Indiana adds the benefits of one injury together and stops them at $439,000 for 2026-2027 injuries, whatever their type. A long TTD period therefore reduces what remains for impairment or permanent total disability. Medical care is not part of that total. The minimum is the one figure the Board does not print as a benefit: its table gives a $75 minimum wage, and two thirds of it, $50, is our computation.
The Indiana rules this calculator applies
| Rule | Indiana |
|---|---|
| Temporary total disability rate | 66.67% of gross average weekly wage before taxes |
| Weekly maximum | $878 |
| Weekly minimum | $50 |
| Applies to | injuries July 1, 2026 - June 30, 2027 (maximum weekly wage $1,316.00) |
| Waiting period | 7 days, paid back when the disability lasts more than 21 days |
| Limit on temporary total benefits | no fixed number of weeks |
Rate. Two-thirds of the average weekly wage for the past 52 weeks, up to the statutory maximum (Ind. Code § 22-3-3-8, § 22-3-3-22). source
Waiting period. A worker unable to return to work for more than seven days is entitled to weekly income benefits; the first installment should be mailed 15 days after the injury, and the first week of lost time is not paid until the worker has been out 21 days (Ind. Code § 22-3-3-7). source
Duration. Total compensation for temporary total, permanent partial impairment, permanent total disability and death, or any combination, may not exceed $439,000.00 for injuries July 1, 2026 - June 30, 2027 (Ind. Code § 22-3-3-22). source
Permanent disability. Permanent partial impairment is paid in 'degrees' (e.g. thumb 12, hand 40, arm 50, foot 35, leg 45, whole body 100) multiplied by a dollar value per degree that rises with the rating: $1,970 (1-10 degrees), $2,197 (11-35), $3,585 (36-50), $4,569 (51-100) for injuries July 1, 2026 - June 30, 2027 (Ind. Code § 22-3-3-10). source
Worth knowing in Indiana
- Indiana pays permanent partial impairment by degrees, with a higher dollar value per degree for more severe ratings ($1,970 to $4,569 per degree for 2026-2027 injuries). source
- The maximum weekly wage was frozen at $1,170 from July 1, 2016 to June 30, 2023, then raised each July 1 under P.L. 160: $1,205, $1,241, $1,278 and $1,316 for July 2026. source
- Indiana caps total combined benefits (TTD, PPI, PTD and death) at $439,000.00 for injuries from July 1, 2026. source
- An accident should be reported to the employer immediately; if the worker waits more than 30 days the claim may be denied. source