Workers' comp · MN
Minnesota workers' comp calculator
Minnesota counts TTD in weeks paid, not weeks elapsed, and stops it for good at a fixed total no matter how the case unfolds.
Rules read on official Minnesota pages on · Checked by Radif Partners · How we calculate
- Benefit rate
- 66.67%
- Gross average weekly wage before taxes
- Weekly maximum
- $1,594.08
- from October 1, 2026
- Weekly minimum
- $318.82
- or the wage, if lower
- Waiting period
- 3 days
- paid back past 9 days
Minnesota pays temporary total disability at 66.67% of the weekly wage at the time of injury (Minn. Stat. § 176.101, subd. 1). Since October 1, 2024 the maximum is 108% of the statewide average weekly wage; for injuries on or after October 1, 2026 the Department of Labor and Industry lists $1,594.08 a week, and the minimum is $318.82 or the actual weekly wage if that is lower. A gross wage near $2,391 reaches the maximum. The first 3 calendar days are unpaid, but if disability lasts 10 days or longer compensation is computed from the first day (§ 176.121). TTD ceases on return to work, release without restrictions, or 90 days after maximum medical improvement, and it ends completely once 130 weeks have been paid. An ironworker earning $1,350 who never returns collects $117,006 before that wall. Permanent partial disability is paid on a separate dollar schedule, multiplying the whole-body rating by an amount set in the statute.
Weekly temporary total disability benefit in Minnesota
$733
$3,178 a month · 66.67% of the wage, tax-free
| 66.67% of $1,100 | $733 |
| Weekly maximum / minimum | $1,594.08 / $318.82 |
| Days paid / unpaid waiting days | 30 / 0 |
| Total for the time off | $3,143 |
Estimate of wage-loss benefits for a total disability, from the Minnesota Department of Labor and Industry (DLI), Workers' Compensation Division rates. Medical care is paid separately; partial disability, permanent impairment ratings and settlements follow other rules. How this is calculated.
130 weeks, counted in payments
Minnesota's limit is written in weeks of TTD actually paid. Initial and recommenced benefits are added together, and once the total reaches 130 weeks, TTD stops regardless of how much calendar time has passed (§ 176.101, subd. 1(k)). An approved retraining plan is the main exception. An ironworker earning $1,350 a week who stays off work receives $900 a week and $117,006 in all; after that, any further wage replacement has to come from permanent total or partial benefits. To make sure nobody is surprised, the insurer must warn the employee in writing after 52 weeks of TTD.
The 130-week wall is rarely reached, because other events end TTD sooner: a return to work, a release with no restrictions, a refused job offer consistent with a rehabilitation plan, a failure to search diligently for work, or the passage of 90 days after maximum medical improvement. TTD can be restarted only in narrow cases, such as a layoff within 90 days after MMI or a medical inability to keep working.
Day ten decides the first three
Minnesota's waiting period is short but has a sharp edge. The first 3 calendar days are unpaid unless the disability continues 10 calendar days or longer. Our ironworker back after nine days receives $771; one more day and the whole period is paid, $1,286. Disability starts on the first calendar day or part of a day the employee cannot work.
A rate table that moves every October
The DLI compensation rate table lists the ceiling for each injury date since 1975. The jump to 108% of the statewide average weekly wage in 2024 raised the cap well above what 102% gave; a $3,000 weekly wage now pays $1,594.08. The 2026 statewide average weekly wage used for October 1, 2026 rates is $1,476.00, and the annual § 176.645 benefit adjustment is 3.72% (DLI compensation rates as of October 1, 2026). The minimum is set at 20% of the maximum, so it rises with it.
Permanent partial disability does not use weeks of wages at all. PPD is rated as a percentage of the whole body under DLI rules and multiplied by a dollar amount from a statutory table (from $114,260 for ratings under 5.5% to $567,840 for 95.5-100%); it is payable when TTD ceases, in a lump sum within 30 days on request (Minn. Stat. § 176.101, subd. 2a). The Workers' Compensation Advisory Council reviews that table in every even-year legislative session. For settlements and lump sums, see how much workers’ comp pays.
The Minnesota rules this calculator applies
| Rule | Minnesota |
|---|---|
| Temporary total disability rate | 66.67% of gross average weekly wage before taxes |
| Weekly maximum | $1,594.08 |
| Weekly minimum | $318.82 |
| Applies to | injuries on or after October 1, 2026 (injuries October 1, 2025 - September 30, 2026: max $1,536.84, min $307.37) |
| Waiting period | 3 days, paid back when the disability lasts more than 9 days |
| Limit on temporary total benefits | 130 weeks |
Rate. 66-2/3 percent of the weekly wage at the time of injury; maximum is 108 percent of the statewide average weekly wage, minimum is 20 percent of the maximum or the actual weekly wage if less (Minn. Stat. § 176.101, subd. 1(a)-(c)). source
Waiting period. No compensation for the first three calendar days of disability; if disability continues for ten calendar days or longer, compensation is computed from the start of the disability (Minn. Stat. § 176.121). source
Duration. TTD ceases entirely once 130 weeks have been paid, initial and recommenced combined, except during an approved retraining plan (Minn. Stat. § 176.101, subd. 1(k)). It also ceases on return to work, release without restrictions, or 90 days after maximum medical improvement, among other events (subd. 1(e)-(j)). source
Permanent disability. PPD is rated as a percentage of the whole body under DLI rules and multiplied by a dollar amount from a statutory table (from $114,260 for ratings under 5.5% to $567,840 for 95.5-100%); it is payable when TTD ceases, in a lump sum within 30 days on request (Minn. Stat. § 176.101, subd. 2a). source
Worth knowing in Minnesota
- The 2026 statewide average weekly wage used for October 1, 2026 rates is $1,476.00, and the annual § 176.645 benefit adjustment is 3.72% (DLI compensation rates as of October 1, 2026). source
- Since October 1, 2024 the maximum is 108% of the statewide average weekly wage, up from 102% for injuries 2013-2023 (Minn. Stat. § 176.101, subd. 1(b); DLI rate history). source
- After 52 weeks of TTD the employer or insurer must notify the employee in writing of the 130-week limit (Minn. Stat. § 176.101, subd. 1(m)). source
- Minnesota's PPD is a dollar schedule, not weeks of wages: the impairment percentage is multiplied by a fixed amount that rises with severity (Minn. Stat. § 176.101, subd. 2a(b)). source
- The Workers' Compensation Advisory Council must review the PPD schedule in every even-year legislative session starting in 2026 (Minn. Stat. § 176.101, subd. 2a(a)). source