Workers' comp · OK
Oklahoma workers' comp calculator
Oklahoma pays seventy cents on the dollar instead of two thirds, but limits temporary disability to three years and sets no minimum.
Rules read on official Oklahoma pages on · Checked by Radif Partners · How we calculate
- Benefit rate
- 70%
- Gross average weekly wage before taxes
- Weekly maximum
- $1,128.66
- from January 1, 2026
- Weekly minimum
- none
- no statutory floor
- Waiting period
- 3 days
- unpaid
Under the Administrative Workers' Compensation Act (Title 85A), an Oklahoma worker who cannot do his job or any alternative work the employer offers receives temporary total disability (TTD) equal to 70% of the average weekly wage. For injuries from January 1, 2026 to December 31, 2026, the weekly check is capped at $1,128.66, 100% of the state average weekly wage, so the cap binds once pay passes about $1,612 a week. There is no minimum weekly amount. The first 3 days of the initial TTD period are never paid, however long the disability lasts, and TTD runs for no more than 156 weeks, with up to 52 more weeks if an administrative law judge finds a consequential injury that needs time to heal. A worker earning $1,000 a week receives $700. The Oklahoma Workers' Compensation Commission publishes the yearly rates.
Weekly temporary total disability benefit in Oklahoma
$770
$3,337 a month · 70% of the wage, tax-free
| 70% of $1,100 | $770 |
| Weekly maximum / minimum | $1,128.66 / none |
| Days paid / unpaid waiting days | 27 / 3 |
| Total for the time off | $2,970 |
Estimate of wage-loss benefits for a total disability, from the Oklahoma Workers' Compensation Commission (WCC) rates. Medical care is paid separately; partial disability, permanent impairment ratings and settlements follow other rules. How this is calculated.
Seventy percent, and three days that never come back
Oklahoma is one of the states that replaces 70% of wages rather than two thirds. A Tulsa roofer earning $1,000 a week gets $700, about $33 more than a two-thirds state would pay on the same wage. The trade-off is in the calendar. Section 45 of Title 85A says there is no payment for the first 3 days of the initial period of TTD, and unlike most acts it does not pay them back later. Off two days, the roofer receives $0; off ten days, $700, which covers seven days, not ten.
The 2019 ceiling change
The Commission’s weekly compensation chart shows how HB2367 reshaped the maximum. Before May 29, 2019, TTD was capped at 70% of the state average weekly wage; since then the cap is the full state average. The rate is fixed on January 1 of the year after the Oklahoma Employment Security Commission determines it, so a 2026 injury uses $1,128.66 for the whole claim. A crane operator earning $1,900 reaches it.
156 weeks, then the rating
TTD stops at 156 weeks even if the worker has not recovered, unless a judge extends it for a consequential injury on clear and convincing medical evidence. The crane operator who stays off longer than that collects $176,071 in TTD, and the calculator stops counting at the cap. The employer can also end TTD when the worker is released from active treatment, or misses three consecutive appointments without excuse; an objection filed within ten days brings a hearing within twenty days. Temporary partial disability (70% of the wage difference for alternative work) is limited to 52 weeks, and refusing offered alternative work forfeits TTD and TPD (85A O.S. § 45(B)).
No floor for part-time pay
Without a minimum, a part-time cashier earning $300 a week receives $210, exactly 70% of her wage. Permanent partial disability is paid under a separate, much lower weekly cap: Permanent partial disability is 70% of the average weekly wage, capped at $375 per week for injuries on or after July 1, 2025 (WCC chart; $360 from July 1, 2021), for the proportion of 350 weeks that the disability bears (body as a whole up to 360 weeks), rated under the AMA Guides, Sixth Edition for non-scheduled parts (85A O.S. § 45(C)).
For settlements and ratings, see how much workers’ comp pays; for TTD in a support order, the Oklahoma child support calculator.
The Oklahoma rules this calculator applies
| Rule | Oklahoma |
|---|---|
| Temporary total disability rate | 70% of gross average weekly wage before taxes |
| Weekly maximum | $1,128.66 |
| Weekly minimum | none |
| Applies to | injuries from January 1, 2026 to December 31, 2026 (the SAWW takes effect January 1 of the year after its determination, 85A O.S. § 2(24)) |
| Waiting period | 3 days |
| Limit on temporary total benefits | 156 weeks |
Rate. Seventy percent (70%) of the injured employee's average weekly wage, not to exceed the state average weekly wage (85A O.S. § 45(A)(1)), as amended by HB2367 effective May 29, 2019. source
Waiting period. There is no payment for the first three days of the initial period of temporary total disability (85A O.S. § 45(A)(1)); the Act provides no retroactive payment of these days. source
Duration. TTD is payable for up to 156 weeks; an administrative law judge may extend it by up to 52 more weeks for a consequential injury needing more time to reach maximum medical improvement, on clear and convincing medical evidence (85A O.S. § 45(A)(1)). source
Permanent disability. Permanent partial disability is 70% of the average weekly wage, capped at $375 per week for injuries on or after July 1, 2025 (WCC chart; $360 from July 1, 2021), for the proportion of 350 weeks that the disability bears (body as a whole up to 360 weeks), rated under the AMA Guides, Sixth Edition for non-scheduled parts (85A O.S. § 45(C)). source
Worth knowing in Oklahoma
- Oklahoma pays 70% of the average weekly wage, not two-thirds, for temporary total, permanent partial and permanent total disability. source
- The employer may terminate TTD if the worker misses three consecutive medical appointments without valid excuse or abandons care; benefits end permanently after 60 days of noncompliance (85A O.S. § 45(A)(2)). source
- Temporary partial disability (70% of the wage difference for alternative work) is limited to 52 weeks, and refusing offered alternative work forfeits TTD and TPD (85A O.S. § 45(B)). source
- Before HB2367 (May 29, 2019) the TTD maximum was 70% of the state average weekly wage ($607.40 in early 2019); it is now 100% ($867.71 from May 28, 2019). source